/* ==========================================================================
   Right Medicare Guide — design system
   Warm paper ground · deep aubergine ink · single ember action color
   Fraunces (display serif) + Figtree (humanist sans)
   ========================================================================== */

:root{
  --ink:#2A1E3F;          /* headings, primary text, dark bands */
  --ink-soft:#554869;     /* secondary text */
  --paper:#FAF6EF;        /* page ground */
  --cream:#F2EAE0;        /* alternating section band tint */
  --surface:#FFFFFF;      /* cards, inputs */
  --ember:#B4381E;        /* THE action color — buttons, call CTAs, rules */
  --ember-dark:#8F2A12;   /* hover / pressed */
  --link:#5B3A8E;         /* links, always underlined */
  --link-visited:#3E2764;
  --plum-tint:#F1EBF8;    /* notice tint */
  --plum-border:#4A2F73;  /* notice left border */
  --green:#1E6E46;        /* checkmarks + success only */
  --line:#E2D9CC;         /* hairline borders */
  --field-border:#7E7265; /* 2px input borders (4.7:1) */
  --error:#B00020;
  --focus:#2166D8;
  --focus-dark:#F7F1E8;   /* focus ring on dark bands */
  --footer:#1D1430;       /* footer ground */
  --cream-text:#F7F1E8;   /* type on dark bands */
  --cream-text-soft:#CDC3DD;
  --serif:'Fraunces', Georgia, 'Times New Roman', serif;
  --sans:'Figtree', -apple-system, 'Segoe UI', system-ui, sans-serif;

  /* Refined depth — layered, warm-tinted, never heavy */
  --shadow-sm:0 1px 2px rgba(42,30,63,.04), 0 2px 6px rgba(42,30,63,.035);
  --shadow-md:0 2px 4px rgba(42,30,63,.04), 0 10px 26px rgba(42,30,63,.06);
  --shadow-lg:0 3px 6px rgba(42,30,63,.05), 0 20px 52px rgba(42,30,63,.09);

  /* Radii — softer, one considered scale */
  --r-sm:10px;   /* notices, inputs */
  --r-md:12px;   /* buttons */
  --r-lg:16px;   /* content cards */
  --r-xl:20px;   /* form + confirmation cards */

  /* Barely-there paper grain, ~0.6KB inline */
  --grain:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='180' height='180'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='3' stitchTiles='stitch'/%3E%3CfeColorMatrix type='saturate' values='0'/%3E%3C/filter%3E%3Crect width='180' height='180' filter='url(%23n)' opacity='0.42'/%3E%3C/svg%3E");
}

*,*::before,*::after{ box-sizing:border-box; }
html{ scroll-behavior:smooth; scroll-padding-top:96px; }
@media (prefers-reduced-motion: reduce){ html{ scroll-behavior:auto; } }
body{
  margin:0;
  font-family:var(--sans);
  font-size:18px; line-height:1.6;
  color:var(--ink);
  background:var(--paper);
  -webkit-font-smoothing:antialiased;
  position:relative;
}
/* Page-wide paper grain: fixed, inert, ~2.5% strength — felt, not seen */
body::before{
  content:""; position:fixed; inset:0; z-index:0;
  pointer-events:none;
  background-image:var(--grain);
  opacity:.025;
}
body > *{ position:relative; z-index:1; }
img{ max-width:100%; display:block; }
a{ color:var(--link); text-decoration:underline; text-underline-offset:3px; }
a:visited{ color:var(--link-visited); }
a:hover{ text-decoration-thickness:2px; }

h1,h2,h3,h4{ font-family:var(--serif); font-weight:600; color:var(--ink); line-height:1.15; margin:0; }

.wrap{ width:100%; max-width:1200px; margin:0 auto; padding:0 clamp(1rem,4vw,2rem); }

/* Eyebrow: sentence case, ember rule to the left */
.eyebrow{
  display:flex; align-items:center; gap:.65rem;
  font-family:var(--sans); font-size:17px; font-weight:600;
  color:var(--ember); margin:0 0 .9rem;
}
.eyebrow::before{ content:""; width:28px; height:3px; background:var(--ember); flex:none; }
.eyebrow.on-dark{ color:var(--cream-text); }
.eyebrow.on-dark::before{ background:var(--cream-text); }

/* Focus */
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,
textarea:focus-visible,summary:focus-visible,[tabindex]:focus-visible{
  outline:3px solid var(--focus); outline-offset:2px;
}
.band-dark a:focus-visible,.band-dark button:focus-visible,
.site-footer a:focus-visible,.site-footer button:focus-visible{
  outline-color:var(--focus-dark);
}
.skip-link{
  position:absolute; left:-999px; top:0; z-index:4000;
  background:var(--ink); color:#fff; padding:.7rem 1.1rem;
  border-radius:0 0 8px 0; text-decoration:none; font-weight:600;
}
.skip-link:focus{ left:0; }

/* --------------------------------------------------------------------------
   Buttons — one action color, flat, generous targets
   -------------------------------------------------------------------------- */
.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:.6rem;
  font-family:var(--sans); font-size:19px; font-weight:700;
  min-height:56px; padding:14px 32px; border-radius:var(--r-md);
  border:2px solid transparent; cursor:pointer; text-decoration:none;
  transition:background-color .18s ease, border-color .18s ease,
             color .18s ease, box-shadow .18s ease;
}
.btn-ember{
  background:var(--ember); color:#fff;
  box-shadow:0 1px 2px rgba(122,32,12,.18), 0 6px 16px rgba(180,56,30,.22);
}
.btn-ember:hover{
  background:var(--ember-dark); color:#fff;
  box-shadow:0 2px 4px rgba(122,32,12,.22), 0 10px 24px rgba(180,56,30,.28);
}
.btn-ember:visited{ color:#fff; }
.btn-ghost{ background:transparent; color:var(--ink); border-color:var(--ink); }
.btn-ghost:hover{ background:var(--cream); }
.btn-ghost:visited{ color:var(--ink); }
/* On dark bands the primary flips to cream fill + ember text (19px/700 = AA large) */
.btn-cream{ background:var(--cream-text); color:var(--ember); }
.btn-cream:hover{ background:#fff; color:var(--ember-dark); }
.btn-cream:visited{ color:var(--ember); }
.btn-outline-cream{ background:transparent; color:var(--cream-text); border-color:var(--cream-text); }
.btn-outline-cream:hover{ background:rgba(247,241,232,.12); color:var(--cream-text); }
.btn-outline-cream:visited{ color:var(--cream-text); }
.btn .icon{ flex:none; }

/* --------------------------------------------------------------------------
   Utility bar
   -------------------------------------------------------------------------- */
.utility-bar{
  background:var(--cream); border-bottom:1px solid var(--line);
  font-size:15px; color:var(--ink);
}
.utility-inner{
  display:flex; flex-wrap:wrap; gap:.35rem 1.5rem;
  align-items:center; justify-content:space-between;
  min-height:44px; padding-top:.55rem; padding-bottom:.55rem;
}
.utility-inner p{ margin:0; font-weight:500; }
.utility-inner strong{ font-weight:700; }
.utility-inner p span[aria-hidden]{ margin:0 .55rem; color:var(--ember); }
.utility-inner a{ color:var(--ink); font-weight:700; white-space:nowrap; }
.utility-inner a:visited{ color:var(--ink); }
.utility-inner a span{ font-weight:500; }

/* --------------------------------------------------------------------------
   Header
   -------------------------------------------------------------------------- */
.site-header{
  position:sticky; top:0; z-index:1000;
  background:var(--surface); border-bottom:1px solid var(--line);
}
.site-header.scrolled{ box-shadow:0 2px 8px rgba(42,30,63,.06); }
.header-inner{
  display:flex; align-items:center; justify-content:space-between;
  gap:1.25rem; padding-top:.8rem; padding-bottom:.8rem; flex-wrap:wrap;
}
.brand-lockup{ display:flex; align-items:center; gap:1.1rem; flex-wrap:wrap; }
.brand{ display:flex; align-items:center; gap:.8rem; text-decoration:none; }
.brand:visited{ color:inherit; }
.brand .emblem{ width:52px; height:52px; flex:none; }
.brand .wordmark{
  font-family:var(--serif); font-weight:600; font-size:24px;
  line-height:1.05; color:var(--ink); letter-spacing:-.01em;
}
.brand .wordmark .mark-accent{ color:var(--ember); }
.brand-lockup > p{
  margin:0; font-size:15px; color:var(--ink-soft); max-width:250px;
  border-left:1px solid var(--line); padding-left:1.1rem; line-height:1.45;
}
.header-actions{ display:flex; align-items:center; gap:1.25rem; }
.header-actions > p{
  margin:0; font-size:15px; color:var(--ink-soft); text-align:right; line-height:1.45;
}
.header-actions > p strong{ display:block; color:var(--ink); font-size:16px; }
.header-actions .btn{ min-height:52px; padding:12px 26px; font-size:18px; }

/* --------------------------------------------------------------------------
   Hero — flat paper band; DOM = copy first, form placed left on desktop
   -------------------------------------------------------------------------- */
.hero{
  position:relative;
  background:var(--paper);
  overflow:hidden;
  padding:0;              /* .hero-grid owns the vertical rhythm */
}
/* Whisper-light background wash — decorative, inert, ~2KB */
.hero::before{
  content:""; position:absolute; inset:0; z-index:0;
  pointer-events:none;
  background:
    radial-gradient(1100px 620px at 92% -12%, rgba(180,56,30,.05), transparent 62%),
    radial-gradient(900px 700px at 2% 112%, rgba(42,30,63,.045), transparent 64%),
    url("../../images/hero-texture.svg") center/cover no-repeat;
  opacity:.9;
}
.hero > .wrap{ position:relative; z-index:1; }
/* Soft transition into the next band instead of a hard colour edge */
.hero::after{
  content:""; position:absolute; left:0; right:0; bottom:0; height:120px; z-index:0;
  pointer-events:none;
  background:linear-gradient(to bottom, rgba(255,255,255,0), rgba(255,255,255,.55));
}
.hero-grid{
  display:grid; grid-template-columns:minmax(0,1.08fr) minmax(0,1fr);
  gap:clamp(1.75rem,4vw,3.25rem);
  padding-top:clamp(1.75rem,3vw,2.75rem); padding-bottom:clamp(2.25rem,4vw,3.5rem);
  align-items:start;
}
.hero-copy{ grid-column:1; grid-row:1; }
.hero-copy h1{
  font-size:clamp(2rem,4.6vw,2.875rem); font-weight:700;
  letter-spacing:-.01em; margin:0 0 1rem;
}
.hero-lede{ font-size:20px; line-height:1.6; color:var(--ink-soft); margin:0 0 1.5rem; max-width:58ch; }
.trust-list{ list-style:none; margin:0 0 1.5rem; padding:0; display:grid; gap:.85rem; }
.trust-list li{ display:flex; align-items:center; gap:.75rem; font-weight:500; font-size:18px; }
.trust-list li span[aria-hidden]{
  display:inline-flex; align-items:center; justify-content:center; flex:none;
  width:26px; height:26px; border-radius:50%;
  background:var(--green); color:#fff; font-size:15px; font-weight:700;
  box-shadow:0 1px 3px rgba(30,110,70,.30);
}
/* Unified notice grammar: tint + 5px plum left border */
.notice{
  background:var(--plum-tint); border-left:5px solid var(--plum-border);
  border-radius:0 var(--r-sm) var(--r-sm) 0; padding:1.05rem 1.35rem;
}
.notice p{ margin:0; font-size:16px; line-height:1.6; color:var(--ink); }
.hero-note{ display:flex; gap:.8rem; align-items:flex-start; max-width:58ch; }
.hero-note .note-icon{
  flex:none; width:26px; height:26px; border-radius:50%; margin-top:2px;
  background:var(--plum-border); color:#fff;
  display:inline-flex; align-items:center; justify-content:center;
  font-weight:700; font-family:var(--serif); font-size:15px;
}

/* Form card — the one loud object on the page */
.form-card{
  grid-column:2; grid-row:1;
  background:var(--surface);
  border:1px solid rgba(42,30,63,.10); border-radius:var(--r-xl);
  box-shadow:var(--shadow-lg);
  overflow:hidden;
}
.form-card::before{
  content:""; display:block; height:4px;
  background:linear-gradient(90deg, var(--ember), #C9502F 60%, var(--ember));
}
.form-heading{
  background:
    radial-gradient(120% 140% at 100% 0%, rgba(180,56,30,.18), transparent 58%),
    var(--ink);
  color:var(--cream-text);
  padding:1.15rem 1.4rem 1.05rem; margin:0;
}
.form-kicker{
  display:flex; align-items:center; gap:.6rem;
  font-size:14px; font-weight:600; color:var(--cream-text-soft);
  margin:0 0 .35rem;
}
.form-kicker::before{ content:""; width:22px; height:3px; background:var(--ember); flex:none; }
.form-heading h2{ color:var(--cream-text); font-size:21px; font-weight:600; margin:0 0 .4rem; }
.form-heading p{ margin:0; font-size:14px; line-height:1.5; color:var(--cream-text-soft); }
.form-card form{ padding:1.15rem 1.2rem 1.25rem; }

.field-grid{ display:grid; grid-template-columns:repeat(2,minmax(0,1fr)); gap:.8rem .8rem; }
.field{ display:flex; flex-direction:column; gap:.3rem; min-width:0; }
.field label{ font-size:15px; font-weight:600; color:var(--ink); }
.field label span[aria-hidden]{ color:var(--error); }
.field input{
  font:inherit; font-size:16px; color:var(--ink);
  width:100%; min-width:0; min-height:46px; padding:.45rem .8rem;
  border:1.5px solid var(--field-border); border-radius:var(--r-sm);
  background:#fff;
  box-shadow:inset 0 1px 2px rgba(42,30,63,.045);
  transition:border-color .15s ease, box-shadow .15s ease;
}
.field input::placeholder{ color:#8C8279; }
/* Date field: WebKit adds its own padding/centring inside the control, which
   pushed mm/dd/yyyy off the shared left edge. Reset it to match text inputs. */
.field input[type="date"]{ -webkit-appearance:none; appearance:none; }
.field input[type="date"]::-webkit-datetime-edit{ padding:0; }
.field input[type="date"]::-webkit-datetime-edit-fields-wrapper{ padding:0; }
.field input[type="date"]::-webkit-date-and-time-value{ text-align:left; margin:0; padding:0; }
.field input[type="date"]::-webkit-inner-spin-button{ display:none; }
.field input[type="date"]::-webkit-calendar-picker-indicator{
  margin-inline-start:auto; margin-inline-end:0; opacity:.55; cursor:pointer;
}
.field input[type="date"]::-webkit-calendar-picker-indicator:hover{ opacity:.85; }
.field input:hover{ border-color:#655B50; }
.field input:focus{
  outline:3px solid var(--focus); outline-offset:2px;
  border-color:var(--ink); box-shadow:none;
}

.radio-group{
  border:1px solid var(--line); border-radius:var(--r-lg);
  padding:.8rem .95rem .9rem; margin:.85rem 0 0;
}
.radio-group legend{ font-size:15px; font-weight:600; padding:0 .35rem; }
.radio-group legend span[aria-hidden]{ color:var(--error); }
.radio-group label{
  display:inline-flex; align-items:center; gap:.55rem;
  min-height:44px; margin-right:.5rem; padding:0 .7rem;
  border:1.5px solid var(--field-border); border-radius:var(--r-sm);
  font-size:15px; font-weight:500; cursor:pointer; background:#fff;
  transition:border-color .15s ease, background-color .15s ease;
}
.radio-group label:has(input:checked){
  border:2px solid var(--ember); background:var(--plum-tint);
}
.radio-group input[type="radio"]{ width:19px; height:19px; accent-color:var(--ember); }

.consent-panel{
  display:flex; gap:.85rem; align-items:flex-start;
  background:var(--paper); border:1px solid var(--line); border-radius:var(--r-lg);
  padding:.9rem 1rem; margin:.85rem 0 0;
}
.consent-panel input{
  width:22px; height:22px; flex:none; margin-top:.1rem;
  accent-color:var(--ember);
}
.consent-panel label{
  font-size:14px; line-height:1.5; color:var(--ink);
  text-align:justify; hyphens:auto; -webkit-hyphens:auto;
}
.consent-panel a{ font-weight:600; }

.submit-button{ width:100%; min-height:50px; font-size:17px; margin-top:.95rem; }
.form-alternative{
  text-align:center; font-size:13px; color:var(--ink); margin:.7rem 0 0;
  text-wrap:balance;
}
.form-alternative a{ font-weight:700; }
.privacy-promise{
  font-size:13px; line-height:1.5; color:var(--ink-soft);
  margin:.65rem 0 0; padding-top:.65rem; border-top:1px solid var(--line);
}

/* --------------------------------------------------------------------------
   Sections
   -------------------------------------------------------------------------- */
section{ padding:clamp(3rem,6vw,5.5rem) 0; }
.section-heading{ max-width:680px; margin-bottom:2.5rem; }
.section-heading h2{ font-size:clamp(1.75rem,3.2vw,2.25rem); margin:0 0 .65rem; }
.section-heading p{ color:var(--ink-soft); margin:0; font-size:18px; }

/* TPMO — first-class notice, aligned under the hero */
.tpmo-section{ background:var(--surface); border-top:1px solid var(--line); padding:clamp(2rem,4vw,3.5rem) 0; }
.tpmo-disclosure{
  max-width:940px; margin:0 auto;
  background:var(--plum-tint); border-left:5px solid var(--plum-border);
  border-radius:0 var(--r-lg) var(--r-lg) 0; padding:1.6rem 1.85rem;
  box-shadow:var(--shadow-sm);
}
.tpmo-disclosure p{
  margin:0 0 .7rem; font-size:16px; line-height:1.6; color:var(--ink);
  text-align:justify; hyphens:auto; -webkit-hyphens:auto;
}
.tpmo-disclosure p:last-child{ margin-bottom:0; }
.medicare-hours{ font-size:15px !important; color:var(--ink-soft) !important; }

/* Steps — flat, numbered circles, dotted connector */
.how-section{
  background:var(--cream);
  border-top:1px solid rgba(226,217,204,.9);
  border-bottom:1px solid rgba(226,217,204,.9);
}
.steps-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:2.5rem; position:relative; }
.step-card{ position:relative; }
.step-top{ position:relative; display:flex; align-items:center; margin-bottom:1.1rem; }
.step-number{
  display:inline-flex; align-items:center; justify-content:center;
  width:56px; height:56px; border-radius:50%; flex:none;
  background:var(--surface); border:1.5px solid rgba(42,30,63,.35);
  box-shadow:var(--shadow-sm);
  font-family:var(--serif); font-weight:700; font-size:22px; color:var(--ember);
  position:relative; z-index:1;
}
.step-top::after{
  content:""; position:absolute; left:56px; right:-2.5rem; top:50%;
  border-top:2px dotted #CBBFAF;
}
.step-card:last-child .step-top::after{ display:none; }
.step-card h3{ font-family:var(--sans); font-size:21px; font-weight:700; margin:0 0 .5rem; }
.step-card p{ margin:0; color:var(--ink-soft); font-size:17px; line-height:1.6; }

/* Coverage — flat white cards */
.coverage-section{ background:var(--surface); }
.coverage-grid{
  display:grid; grid-template-columns:minmax(0,1fr) minmax(0,1.15fr);
  gap:clamp(1.75rem,4vw,3.25rem); align-items:start;
}
.coverage-copy h2{ font-size:clamp(1.75rem,3.2vw,2.25rem); margin:0 0 1rem; }
.coverage-copy p{ color:var(--ink-soft); margin:0 0 1.4rem; font-size:18px; }
.text-link{ font-weight:700; font-size:18px; color:var(--link); }
.coverage-list{ display:grid; gap:1.1rem; }
.coverage-list article{
  display:flex; gap:1.1rem; align-items:flex-start;
  background:var(--surface); border:1px solid var(--line); border-radius:var(--r-lg);
  padding:1.6rem 1.7rem; box-shadow:var(--shadow-sm);
  transition:border-color .18s ease, box-shadow .18s ease, transform .18s ease;
}
.coverage-list article:hover{
  border-color:rgba(42,30,63,.22); box-shadow:var(--shadow-md); transform:translateY(-2px);
}
.coverage-list article > span{
  flex:none; width:48px; height:48px; border-radius:14px;
  background:var(--plum-tint); color:var(--plum-border);
  font-family:var(--serif); font-weight:700; font-size:22px;
  display:inline-flex; align-items:center; justify-content:center;
}
.coverage-list h3{ font-size:22px; margin:0 0 .35rem; }
.coverage-list p{ margin:0; color:var(--ink-soft); font-size:17px; line-height:1.6; }

/* About — copy + featured non-affiliation card */
.values-section{
  background:var(--cream);
  border-top:1px solid rgba(226,217,204,.9);
  border-bottom:1px solid rgba(226,217,204,.9);
}
.values-grid{
  display:grid; grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);
  gap:clamp(1.75rem,4vw,3.25rem); align-items:start;
}
.values-grid h2{ font-size:clamp(1.75rem,3.2vw,2.25rem); margin:0; }
.values-copy p{ color:var(--ink); margin:0 0 1.1rem; font-size:18px; line-height:1.65; }
.values-copy p:last-child{
  background:var(--surface); border-left:5px solid var(--ember);
  border-radius:0 var(--r-lg) var(--r-lg) 0; padding:1.6rem 1.85rem; margin-bottom:0;
  box-shadow:var(--shadow-sm);
  color:var(--ink); font-size:17px;
}
.values-copy strong{ color:var(--ink); }

/* FAQ — separate white card rows, native details/summary */
.faq-section{ background:var(--surface); }
.faq-grid{
  display:grid; grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);
  gap:clamp(1.75rem,4vw,3.25rem); align-items:start;
}
.faq-list{ display:grid; gap:.8rem; }
.faq-list details{
  background:var(--surface); border:1px solid var(--line); border-radius:var(--r-lg);
  box-shadow:var(--shadow-sm);
  transition:border-color .18s ease, box-shadow .18s ease;
}
.faq-list details:hover{ border-color:rgba(42,30,63,.18); }
.faq-list details[open]{ border-left:4px solid var(--ember); box-shadow:var(--shadow-md); }
.faq-list summary{
  font-family:var(--sans); font-size:19px; font-weight:600; color:var(--ink);
  padding:1.2rem 1.4rem; min-height:60px; cursor:pointer;
  display:flex; align-items:center; justify-content:space-between; gap:1rem;
  list-style:none;
}
.faq-list summary:hover{ background:var(--paper); }
.faq-list summary::-webkit-details-marker{ display:none; }
.faq-list summary::after{
  content:"+"; flex:none; font-size:26px; font-weight:600;
  color:var(--plum-border); line-height:1;
}
.faq-list details[open] summary::after{ content:"–"; }
.faq-list details > p{
  margin:0; padding:0 1.4rem 1.4rem;
  color:var(--ink-soft); font-size:17px; line-height:1.65;
}

/* Final CTA — the page's only dark band */
.final-cta{
  position:relative;
  background:
    radial-gradient(900px 420px at 88% 8%, rgba(180,56,30,.20), transparent 60%),
    radial-gradient(700px 400px at 4% 96%, rgba(91,58,142,.20), transparent 62%),
    var(--ink);
  color:var(--cream-text); padding:clamp(3.5rem,6vw,5.5rem) 0;
}
.final-inner{
  display:flex; flex-wrap:wrap; gap:2rem;
  align-items:center; justify-content:space-between;
}
.final-cta h2{ color:var(--cream-text); font-size:clamp(1.85rem,3.4vw,2.25rem); font-weight:700; margin:.25rem 0 .6rem; }
.final-cta .final-inner > div > p{ color:var(--cream-text-soft); margin:0; font-size:19px; }
.final-actions{ display:flex; flex-direction:column; align-items:flex-start; gap:1rem; }
.final-phone{
  color:var(--cream-text); font-weight:700; font-size:24px;
  text-decoration:underline; text-underline-offset:3px;
}
.final-phone:visited{ color:var(--cream-text); }
.final-phone span{ color:var(--cream-text-soft); font-weight:500; font-size:16px; margin-left:.5rem; }

/* --------------------------------------------------------------------------
   Footer — dark aubergine, cream type, identifier strip
   -------------------------------------------------------------------------- */
.site-footer{
  background:
    radial-gradient(800px 380px at 96% 0%, rgba(180,56,30,.10), transparent 62%),
    var(--footer);
  color:var(--cream-text-soft); border-top:1px solid #4A3D63;
}
.footer-grid{
  display:grid; grid-template-columns:1.3fr 1fr 1fr;
  gap:2.25rem; padding-top:clamp(2.75rem,5vw,4rem); padding-bottom:2rem;
}
.footer-brand .brand .wordmark{ color:var(--cream-text); }
.footer-brand .brand .wordmark .mark-accent{ color:var(--cream-text); opacity:.75; }
.footer-entity{ font-size:15px; line-height:1.65; margin:1.1rem 0 0; }
.footer-entity strong{ color:var(--cream-text); }
.site-footer h2{
  color:var(--cream-text); font-family:var(--sans);
  font-size:16px; font-weight:700; letter-spacing:.06em; text-transform:uppercase;
  margin:0 0 1.1rem;
}
.site-footer .footer-grid a{
  display:block; color:var(--cream-text-soft); margin-bottom:.7rem;
  font-size:17px; padding:.15rem 0; min-height:auto;
  word-break:break-word; overflow-wrap:break-word;
}
.site-footer .footer-grid a:visited{ color:var(--cream-text-soft); }
.site-footer .footer-grid a:hover{ color:var(--cream-text); }
.site-footer .footer-grid p{ font-size:15px; color:var(--cream-text-soft); margin:.6rem 0 0; }
.site-footer .footer-grid a.brand{ display:flex; padding:0; margin-bottom:0; }
.footer-legal{ border-top:1px solid #4A3D63; padding:1.75rem 0 2rem; }
.footer-legal p{ font-size:15px; line-height:1.65; color:var(--cream-text-soft); margin:0 0 .8rem; max-width:1000px; }
.footer-legal p:last-child{ margin-bottom:0; }

/* --------------------------------------------------------------------------
   Mobile fixed bottom call bar (approved strings only; mobile only)
   -------------------------------------------------------------------------- */
.mobile-call-bar{
  display:none;
  position:fixed; left:0; right:0; bottom:0; z-index:2000;
  background:var(--ember); min-height:56px;
  padding:.5rem 1rem calc(.5rem + env(safe-area-inset-bottom));
  align-items:center; justify-content:center; gap:.25rem .65rem; flex-wrap:wrap;
  color:#fff; text-decoration:none; font-weight:700; font-size:18px;
  text-align:center; line-height:1.3;
}
.mobile-call-bar:visited{ color:#fff; }
.mobile-call-bar span{ font-weight:500; font-size:15px; }
@media (max-width:860px){
  .mobile-call-bar{ display:flex; }
  body{ padding-bottom:calc(88px + env(safe-area-inset-bottom)); }
  /* hide while a form field has focus so it never occludes inputs */
  body:has(form :focus) .mobile-call-bar{ display:none; }
}

/* --------------------------------------------------------------------------
   Secondary-page shell (legal, contact, confirmation pages)
   -------------------------------------------------------------------------- */
.page-title{
  background:
    radial-gradient(700px 300px at 92% -20%, rgba(180,56,30,.06), transparent 62%),
    var(--cream);
  border-bottom:1px solid var(--line); padding:clamp(2.25rem,4vw,3.25rem) 0;
}
.page-title h1{ font-size:clamp(1.85rem,3.6vw,2.125rem); font-weight:700; margin:0 0 .5rem; }
.page-title p{ margin:0; color:var(--ink-soft); font-size:17px; }

.legal-body{ max-width:760px; padding-top:2.5rem; padding-bottom:4rem; }
.legal-body h2{ font-size:24px; margin:2.5rem 0 .8rem; }
.legal-body p,.legal-body li{ color:var(--ink); font-size:18px; line-height:1.65; }
.legal-body p{ margin:0 0 1.1rem; }
.legal-body ul{ margin:0 0 1.1rem; padding-left:1.4rem; }
.legal-body li{ margin-bottom:.5rem; }

/* Standalone form card used on contact/ccpa pages */
.panel-card{
  background:var(--surface); border:1px solid rgba(42,30,63,.10); border-radius:var(--r-xl);
  box-shadow:var(--shadow-lg); overflow:hidden; margin-top:1.25rem;
}
/* Header cap echoes the hero form: ember hairline over a plum band.
   Purely decorative — carries no text. */
.panel-card::before{
  content:""; display:block; height:26px;
  background:
    linear-gradient(90deg, var(--ember), #C9502F 60%, var(--ember)) top/100% 4px no-repeat,
    radial-gradient(130% 220% at 100% 0%, rgba(180,56,30,.22), transparent 62%),
    var(--ink);
}
.panel-card form{ padding:1.5rem 1.75rem 1.75rem; }
.panel-card .field textarea,
.panel-card .field select{
  font:inherit; font-size:18px; color:var(--ink);
  padding:.65rem .95rem; border:1.5px solid var(--field-border);
  border-radius:var(--r-sm); background:#fff; width:100%;
  box-shadow:inset 0 1px 2px rgba(42,30,63,.045);
}
.panel-card .field select{ min-height:54px; }
.panel-card .field textarea:focus,
.panel-card .field select:focus{ outline:3px solid var(--focus); outline-offset:2px; border-color:var(--ink); }
.panel-card .field-grid .field.full{ grid-column:1 / -1; }
.panel-card .submit-row{ text-align:center; margin-top:1.25rem; }
.panel-card .submit-row .btn{ min-width:min(100%, 300px); }

/* Contact page info panel (bordered fact panel) */
.contact-grid{
  display:grid; grid-template-columns:minmax(0,5fr) minmax(0,7fr);
  gap:clamp(1.75rem,4vw,3rem); align-items:start;
  padding-top:2.5rem; padding-bottom:4rem;
}
.info-panel{
  background:var(--surface); border:1px solid var(--line); border-radius:var(--r-lg);
  box-shadow:var(--shadow-sm); padding:1.85rem;
}
.info-panel h2{ font-size:24px; margin:0 0 .6rem; }
.info-panel > p{ color:var(--ink-soft); margin:0 0 1.25rem; font-size:17px; }
.info-panel ul{ list-style:none; margin:0 0 1.25rem; padding:0; }
.info-panel li{ margin-bottom:.9rem; font-size:17px; }
.info-panel li strong{ color:var(--ink); }
.info-panel .fine{ font-size:15px; color:var(--ink-soft); line-height:1.6; margin:0; padding-top:1rem; border-top:1px solid var(--line); }

/* Confirmation pages */
.confirm-wrap{ max-width:640px; margin:0 auto; padding:3.5rem 1.25rem 4.5rem; text-align:center; }
.confirm-card{
  background:var(--surface); border:1px solid rgba(42,30,63,.10); border-radius:var(--r-xl);
  box-shadow:var(--shadow-lg);
  padding:2.85rem 2.1rem; overflow:hidden; position:relative;
}
.confirm-card::before{ content:""; position:absolute; top:0; left:0; right:0; height:4px; background:var(--green); }
.confirm-check{
  width:72px; height:72px; margin:0 auto 1.25rem; border-radius:50%;
  background:var(--green); color:#fff; font-size:38px; font-weight:700;
  display:flex; align-items:center; justify-content:center;
}
.confirm-card h1{ font-size:clamp(1.6rem,3.4vw,1.875rem); font-weight:600; margin:0 0 1rem; }
.confirm-card .lead{ font-size:19px; line-height:1.6; color:var(--ink-soft); margin:0 0 1.25rem; }
.post-submit-note{
  background:var(--plum-tint); border-left:5px solid var(--plum-border);
  border-radius:0 var(--r-sm) var(--r-sm) 0; padding:1.15rem 1.35rem;
  font-size:16px; line-height:1.6; color:var(--ink); text-align:left;
  margin:0 0 1.25rem;
}
.confirm-card .phone-line{ font-size:17px; margin:0 0 1.5rem; }
.confirm-card .phone-line a{ font-weight:700; }

/* Secondary-page footer variant (centered links + notice) */
.footer-simple{ padding-top:2.25rem; padding-bottom:2.25rem; }
.footer-links{
  display:flex; justify-content:center; flex-wrap:wrap; gap:.35rem 1.5rem;
  list-style:none; margin:0 0 1.25rem; padding:0;
}
.footer-links a{ color:var(--cream-text-soft); font-size:17px; padding:.3rem 0; display:inline-block; }
.footer-links a:visited{ color:var(--cream-text-soft); }
.footer-links a:hover{ color:var(--cream-text); }
.footer-notice{
  text-align:center; font-size:15px; line-height:1.65;
  color:var(--cream-text-soft); max-width:1000px; margin:0 auto;
}
.req{ color:var(--error); }

/* --------------------------------------------------------------------------
   Responsive
   -------------------------------------------------------------------------- */
@media (max-width:1024px){
  .hero-grid{ grid-template-columns:1fr; }
  .hero-copy{ grid-column:1; grid-row:1; }
  .form-card{ grid-column:1; grid-row:2; }
}
@media (max-width:900px){
  .steps-grid{ grid-template-columns:1fr; gap:2rem; }
  .step-top::after{ display:none; }
  .coverage-grid,.values-grid,.faq-grid,.contact-grid{ grid-template-columns:1fr; }
  .footer-grid{ grid-template-columns:1fr 1fr; }
  .brand-lockup > p{ display:none; }
}
/* --------------------------------------------------------------------------
   Compact sticky header on phones — one row, ~56px instead of ~150px
   -------------------------------------------------------------------------- */
@media (max-width:640px){
  .utility-bar{ font-size:14px; }
  .utility-inner{
    min-height:0; padding-top:.4rem; padding-bottom:.4rem; gap:.1rem .8rem;
  }
  .header-inner{
    flex-wrap:nowrap; gap:.6rem;
    padding-top:.45rem; padding-bottom:.45rem;
  }
  .brand-lockup{ min-width:0; flex:1 1 auto; }
  .brand{ gap:.5rem; min-width:0; }
  .brand .emblem{ width:36px; height:36px; }
  .brand .wordmark{ font-size:16px; line-height:1.1; }
  .header-actions{ flex:none; gap:.5rem; }
  .header-actions .btn{
    min-height:42px; padding:9px 13px; font-size:14px;
    border-width:1.5px; border-radius:10px; white-space:nowrap;
  }
}
/* Narrowest phones: the emblem alone carries the brand (the link keeps its
   aria-label, so the name is still announced) */
@media (max-width:360px){
  .brand .wordmark{ display:none; }
}

@media (max-width:640px){
  .field-grid{ grid-template-columns:1fr; }
  .header-actions > p{ display:none; }
  .footer-grid{ grid-template-columns:1fr; }
  .final-inner{ flex-direction:column; align-items:flex-start; }
  .radio-group label{ display:flex; margin-right:0; margin-bottom:.6rem; }
  .radio-group label:last-of-type{ margin-bottom:0; }
  .form-card form,.panel-card form{ padding:1.25rem 1.15rem 1.4rem; }
  .form-heading{ padding:1.2rem 1.15rem 1.1rem; }
}